October portfolio migration to EvenFi: what changes

Your October portfolio is moving to EvenFi. EvenFi becomes the platform where you access your dashboard, repayment reporting and support, while October remains involved during the transition.

What does not change

• Your loans and contracts: your agreements with each borrower remain unchanged. The migration does not transfer, amend or terminate those contracts.
• Your repayment schedule: repayments continue to be paid between the 15th and the 20th of each month.
• Your balance: your existing balance is preserved. Once your EvenFi account is activated, you can withdraw available funds to your bank account free of charge.
• Recovery of late or defaulted loans: October’s team continues to manage collections.

Lending to businesses still involves a risk of capital loss and may require funds to remain invested. Moving the portfolio to EvenFi does not change the risk profile of your existing loans.

What changes

• You access your migrated portfolio through EvenFi instead of the former October platform.
• EvenFi provides your dashboard, repayment information and, after the joint transition period, user support.
• EvenFi’s applicable account terms and privacy information apply after migration.
• European crowdfunding rules require EvenFi to onboard and classify transferred lenders. If your existing documentation is valid and complete, you should not need to submit it again; in some cases, you may be asked to confirm or update specific information.

What you need to do

Each October user receives an email with a personalised activation link. Activate the EvenFi account using the same email address used for the October account. This is essential for matching the correct portfolio, loans, balance and repayment history.

Do not create a separate account with another email address. If the email shown on the activation page is not the one used on October, stop and contact support before continuing.

For activation instructions, see Activating your EvenFi account after the October migration.

For the full migration FAQ, including regulatory, tax and data-protection information, consult October’s official page: https://october.eu/lenders/migration-faq/

Updated on: 27/09/2026