Bank transfer timing

There is no crediting time that applies to every bank. Cut-off and processing times can change and also depend on transfer type, execution date, non-working days, and any applicable checks.

How to check the status

1. Check with the sending bank whether the transfer is scheduled, processing, executed, rejected, or reversed.
2. Verify the actual execution date, not only the date on which it was entered.
3. Check the balance or history in the receiving account.
4. If the bank shows the transfer as executed but the credit does not appear, request a review from your authenticated session.

Do not send full bank details or an unredacted payment receipt in chat. Do not repeat the transfer while the first one is still processing.

Static lists of bank cut-off times quickly become outdated and must not be used to promise an exact credit date. Even an instant transfer may require checks before the balance becomes available.

Updated on: 27/09/2026