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Articles on:Project ratings and types of payment
Risk classification and information on how loans are repaid on a monthly basis.

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  • Types of loan repayment
    The following types of reimbursement will be discussed below: BULLET; FRENCH-STYLE AMORTISATION; FRENCH-STYLE AMORTISATION WITH PRE-AMORTISATION; ITALIAN-STYLE AMORTISATION MULTIBULLET AMORTISATION with BALLOON DYNAMIC N.B.: loans called "amortising" on the platform assume French-style amortisation. 1. BULLET REPAYMENT For the duration of the loan (usually 12 months to 8 years) the borrower pays interest-only instalments. The principal is repaid in full at maturiPopular
  • Dynamic Loan: what is it?
    As you can see, we have implemented dynamic lending. The dynamism of this type of loan is due to three factors: the capital is repaid by the companies (borrowers) dynamically according to their turnover (no predetermined repayment schedule); the only cost for the company (return for the investors) is a pre-determined fixed value (no annual interest rate) which is also paid dynamically as the principal is repaid; the dynamic loan has a final maturity where, if the monthly repayments hSome readers
  • Project Scoring & Rating
    At EvenFi, we are committed to ensuring transparent risk assessments to help our investors make informed decisions. The EvenFi rating system provides investors with an overview of the risk level of projects, ranging from low-risk (A+, A-, A) to high-risk projects (C, C-, D). Types of Ratings: Internal and External Depending on the project, EvenFi applies one of the following rating methodologies: Internal Rating Our internal rating methodology analyzes financial and qualitative paraSome readers

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