• Types of loan repayment

  The following types of reimbursement will be discussed below: BULLET; FRENCH-STYLE AMORTISATION; FRENCH-STYLE AMORTISATION WITH PRE-AMORTISATION; ITALIAN-STYLE AMORTISATION MULTIBULLET AMORTISATION with BALLOON DYNAMIC N.B.: loans called "amortising" on the platform assume French-style amortisation. 1. BULLET REPAYMENT For the duration of the loan (usually 12 months to 8 years) the borrower pays interest-only instalments. The principal is repaid in full at maturiPopular

• Dynamic Loan: what is it?

  As you can see, we have implemented dynamic lending. The dynamism of this type of loan is due to three factors: the capital is repaid by the companies (borrowers) dynamically according to their turnover (no predetermined repayment schedule); the only cost for the company (return for the investors) is a pre-determined fixed value (no annual interest rate) which is also paid dynamically as the principal is repaid; the dynamic loan has a final maturity where, if the monthly repayments hSome readers

• Project Scoring & Rating

  EvenFi's rating scale allows investors to gain a better understanding of projects with low risk (A+, A-, A) compared to those with medium risk (B+, B-, B, C+) and those that pose a higher likelihood of default (C, C-, D). The rating assigned to projects is determined by EvenFi's internal methodology, based on data collected over two years of operation. In general, a higher rating is given to larger companies with less financial leverage and more years of existence. The higher the rating, theFew readers