Helpdesk EvenFi

• English
• Spanish
• Italian

Go to website

• Dynamic Loan: what is it?

  As you can see, we have implemented dynamic lending. The dynamism of this type of loan is due to three factors: the capital is repaid by the companies (borrowers) dynamically according to their turnover (no predetermined repayment schedule); the only cost for the company (return for the investors) is a pre-determined fixed value (no annual interest rate) which is also paid dynamically as the principal is repaid; the dynamic loan has a final maturity where, if the monthly repayments hPopular

• Types of loan repayment

  The following types of reimbursement will be discussed below: BULLET; FRENCH-STYLE AMORTISATION; FRENCH-STYLE AMORTISATION WITH PRE-AMORTISATION; ITALIAN-STYLE AMORTISATION MULTIBULLET AMORTISATION with BALLOON DYNAMIC N.B.: loans called "amortising" on the platform assume French-style amortisation. 1. BULLET REPAYMENT For the duration of the loan (usually 12 months to 8 years) the borrower pays interest-only instalments. The principal is repaid in full at maturiSome readers

• Project Scoring & Rating

  We assign each project a rating (from A to D) based on the score the company and the project have obtained with reference to our investment risk ranking algorithm. To produce a project score we use a proprietary algorithm that analyses data and information obtained from a variety of sources, including: The financial and balance sheet situation of the company, based on the last 3 balance sheets Scoring obtained from external agencies Project evaluation by our analysts Project rating scalSome readers